Another simple system - Time-Frame 15 Page 877 Forex ...

Everything You Always Wanted To Know About Swaps* (*But Were Afraid To Ask)

Hello, dummies
It's your old pal, Fuzzy.
As I'm sure you've all noticed, a lot of the stuff that gets posted here is - to put it delicately - fucking ridiculous. More backwards-ass shit gets posted to wallstreetbets than you'd see on a Westboro Baptist community message board. I mean, I had a look at the daily thread yesterday and..... yeesh. I know, I know. We all make like the divine Laura Dern circa 1992 on the daily and stick our hands deep into this steaming heap of shit to find the nuggets of valuable and/or hilarious information within (thanks for reading, BTW). I agree. I love it just the way it is too. That's what makes WSB great.
What I'm getting at is that a lot of the stuff that gets posted here - notwithstanding it being funny or interesting - is just... wrong. Like, fucking your cousin wrong. And to be clear, I mean the fucking your *first* cousin kinda wrong, before my Southerners in the back get all het up (simmer down, Billy Ray - I know Mabel's twice removed on your grand-sister's side). Truly, I try to let it slide. I do my bit to try and put you on the right path. Most of the time, I sleep easy no matter how badly I've seen someone explain what a bank liquidity crisis is. But out of all of those tens of thousands of misguided, autistic attempts at understanding the world of high finance, one thing gets so consistently - so *emphatically* - fucked up and misunderstood by you retards that last night I felt obligated at the end of a long work day to pull together this edition of Finance with Fuzzy just for you. It's so serious I'm not even going to make a u/pokimane gag. Have you guessed what it is yet? Here's a clue. It's in the title of the post.
That's right, friends. Today in the neighborhood we're going to talk all about hedging in financial markets - spots, swaps, collars, forwards, CDS, synthetic CDOs, all that fun shit. Don't worry; I'm going to explain what all the scary words mean and how they impact your OTM RH positions along the way.
We're going to break it down like this. (1) "What's a hedge, Fuzzy?" (2) Common Hedging Strategies and (3) All About ISDAs and Credit Default Swaps.
Before we begin. For the nerds and JV traders in the back (and anyone else who needs to hear this up front) - I am simplifying these descriptions for the purposes of this post. I am also obviously not going to try and cover every exotic form of hedge under the sun or give a detailed summation of what caused the financial crisis. If you are interested in something specific ask a question, but don't try and impress me with your Investopedia skills or technical points I didn't cover; I will just be forced to flex my years of IRL experience on you in the comments and you'll look like a big dummy.
TL;DR? Fuck you. There is no TL;DR. You've come this far already. What's a few more paragraphs? Put down the Cheetos and try to concentrate for the next 5-7 minutes. You'll learn something, and I promise I'll be gentle.
Ready? Let's get started.
1. The Tao of Risk: Hedging as a Way of Life
The simplest way to characterize what a hedge 'is' is to imagine every action having a binary outcome. One is bad, one is good. Red lines, green lines; uppie, downie. With me so far? Good. A 'hedge' is simply the employment of a strategy to mitigate the effect of your action having the wrong binary outcome. You wanted X, but you got Z! Frowny face. A hedge strategy introduces a third outcome. If you hedged against the possibility of Z happening, then you can wind up with Y instead. Not as good as X, but not as bad as Z. The technical definition I like to give my idiot juniors is as follows:
Utilization of a defensive strategy to mitigate risk, at a fraction of the cost to capital of the risk itself.
Congratulations. You just finished Hedging 101. "But Fuzzy, that's easy! I just sold a naked call against my 95% OTM put! I'm adequately hedged!". Spoiler alert: you're not (although good work on executing a collar, which I describe below). What I'm talking about here is what would be referred to as a 'perfect hedge'; a binary outcome where downside is totally mitigated by a risk management strategy. That's not how it works IRL. Pay attention; this is the tricky part.
You can't take a single position and conclude that you're adequately hedged because risks are fluid, not static. So you need to constantly adjust your position in order to maximize the value of the hedge and insure your position. You also need to consider exposure to more than one category of risk. There are micro (specific exposure) risks, and macro (trend exposure) risks, and both need to factor into the hedge calculus.
That's why, in the real world, the value of hedging depends entirely on the design of the hedging strategy itself. Here, when we say "value" of the hedge, we're not talking about cash money - we're talking about the intrinsic value of the hedge relative to the the risk profile of your underlying exposure. To achieve this, people hedge dynamically. In wallstreetbets terms, this means that as the value of your position changes, you need to change your hedges too. The idea is to efficiently and continuously distribute and rebalance risk across different states and periods, taking value from states in which the marginal cost of the hedge is low and putting it back into states where marginal cost of the hedge is high, until the shadow value of your underlying exposure is equalized across your positions. The punchline, I guess, is that one static position is a hedge in the same way that the finger paintings you make for your wife's boyfriend are art - it's technically correct, but you're only playing yourself by believing it.
Anyway. Obviously doing this as a small potatoes trader is hard but it's worth taking into account. Enough basic shit. So how does this work in markets?
2. A Hedging Taxonomy
The best place to start here is a practical question. What does a business need to hedge against? Think about the specific risk that an individual business faces. These are legion, so I'm just going to list a few of the key ones that apply to most corporates. (1) You have commodity risk for the shit you buy or the shit you use. (2) You have currency risk for the money you borrow. (3) You have rate risk on the debt you carry. (4) You have offtake risk for the shit you sell. Complicated, right? To help address the many and varied ways that shit can go wrong in a sophisticated market, smart operators like yours truly have devised a whole bundle of different instruments which can help you manage the risk. I might write about some of the more complicated ones in a later post if people are interested (CDO/CLOs, strip/stack hedges and bond swaps with option toggles come to mind) but let's stick to the basics for now.
(i) Swaps
A swap is one of the most common forms of hedge instrument, and they're used by pretty much everyone that can afford them. The language is complicated but the concept isn't, so pay attention and you'll be fine. This is the most important part of this section so it'll be the longest one.
Swaps are derivative contracts with two counterparties (before you ask, you can't trade 'em on an exchange - they're OTC instruments only). They're used to exchange one cash flow for another cash flow of equal expected value; doing this allows you to take speculative positions on certain financial prices or to alter the cash flows of existing assets or liabilities within a business. "Wait, Fuzz; slow down! What do you mean sets of cash flows?". Fear not, little autist. Ol' Fuzz has you covered.
The cash flows I'm talking about are referred to in swap-land as 'legs'. One leg is fixed - a set payment that's the same every time it gets paid - and the other is variable - it fluctuates (typically indexed off the price of the underlying risk that you are speculating on / protecting against). You set it up at the start so that they're notionally equal and the two legs net off; so at open, the swap is a zero NPV instrument. Here's where the fun starts. If the price that you based the variable leg of the swap on changes, the value of the swap will shift; the party on the wrong side of the move ponies up via the variable payment. It's a zero sum game.
I'll give you an example using the most vanilla swap around; an interest rate trade. Here's how it works. You borrow money from a bank, and they charge you a rate of interest. You lock the rate up front, because you're smart like that. But then - quelle surprise! - the rate gets better after you borrow. Now you're bagholding to the tune of, I don't know, 5 bps. Doesn't sound like much but on a billion dollar loan that's a lot of money (a classic example of the kind of 'small, deep hole' that's terrible for profits). Now, if you had a swap contract on the rate before you entered the trade, you're set; if the rate goes down, you get a payment under the swap. If it goes up, whatever payment you're making to the bank is netted off by the fact that you're borrowing at a sub-market rate. Win-win! Or, at least, Lose Less / Lose Less. That's the name of the game in hedging.
There are many different kinds of swaps, some of which are pretty exotic; but they're all different variations on the same theme. If your business has exposure to something which fluctuates in price, you trade swaps to hedge against the fluctuation. The valuation of swaps is also super interesting but I guarantee you that 99% of you won't understand it so I'm not going to try and explain it here although I encourage you to google it if you're interested.
Because they're OTC, none of them are filed publicly. Someeeeeetimes you see an ISDA (dsicussed below) but the confirms themselves (the individual swaps) are not filed. You can usually read about the hedging strategy in a 10-K, though. For what it's worth, most modern credit agreements ban speculative hedging. Top tip: This is occasionally something worth checking in credit agreements when you invest in businesses that are debt issuers - being able to do this increases the risk profile significantly and is particularly important in times of economic volatility (ctrl+f "non-speculative" in the credit agreement to be sure).
(ii) Forwards
A forward is a contract made today for the future delivery of an asset at a pre-agreed price. That's it. "But Fuzzy! That sounds just like a futures contract!". I know. Confusing, right? Just like a futures trade, forwards are generally used in commodity or forex land to protect against price fluctuations. The differences between forwards and futures are small but significant. I'm not going to go into super boring detail because I don't think many of you are commodities traders but it is still an important thing to understand even if you're just an RH jockey, so stick with me.
Just like swaps, forwards are OTC contracts - they're not publicly traded. This is distinct from futures, which are traded on exchanges (see The Ballad Of Big Dick Vick for some more color on this). In a forward, no money changes hands until the maturity date of the contract when delivery and receipt are carried out; price and quantity are locked in from day 1. As you now know having read about BDV, futures are marked to market daily, and normally people close them out with synthetic settlement using an inverse position. They're also liquid, and that makes them easier to unwind or close out in case shit goes sideways.
People use forwards when they absolutely have to get rid of the thing they made (or take delivery of the thing they need). If you're a miner, or a farmer, you use this shit to make sure that at the end of the production cycle, you can get rid of the shit you made (and you won't get fucked by someone taking cash settlement over delivery). If you're a buyer, you use them to guarantee that you'll get whatever the shit is that you'll need at a price agreed in advance. Because they're OTC, you can also exactly tailor them to the requirements of your particular circumstances.
These contracts are incredibly byzantine (and there are even crazier synthetic forwards you can see in money markets for the true degenerate fund managers). In my experience, only Texan oilfield magnates, commodities traders, and the weirdo forex crowd fuck with them. I (i) do not own a 10 gallon hat or a novelty size belt buckle (ii) do not wake up in the middle of the night freaking out about the price of pork fat and (iii) love greenbacks too much to care about other countries' monopoly money, so I don't fuck with them.
(iii) Collars
No, not the kind your wife is encouraging you to wear try out to 'spice things up' in the bedroom during quarantine. Collars are actually the hedging strategy most applicable to WSB. Collars deal with options! Hooray!
To execute a basic collar (also called a wrapper by tea-drinking Brits and people from the Antipodes), you buy an out of the money put while simultaneously writing a covered call on the same equity. The put protects your position against price drops and writing the call produces income that offsets the put premium. Doing this limits your tendies (you can only profit up to the strike price of the call) but also writes down your risk. If you screen large volume trades with a VOL/OI of more than 3 or 4x (and they're not bullshit biotech stocks), you can sometimes see these being constructed in real time as hedge funds protect themselves on their shorts.
(3) All About ISDAs, CDS and Synthetic CDOs
You may have heard about the mythical ISDA. Much like an indenture (discussed in my post on $F), it's a magic legal machine that lets you build swaps via trade confirms with a willing counterparty. They are very complicated legal documents and you need to be a true expert to fuck with them. Fortunately, I am, so I do. They're made of two parts; a Master (which is a form agreement that's always the same) and a Schedule (which amends the Master to include your specific terms). They are also the engine behind just about every major credit crunch of the last 10+ years.
First - a brief explainer. An ISDA is a not in and of itself a hedge - it's an umbrella contract that governs the terms of your swaps, which you use to construct your hedge position. You can trade commodities, forex, rates, whatever, all under the same ISDA.
Let me explain. Remember when we talked about swaps? Right. So. You can trade swaps on just about anything. In the late 90s and early 2000s, people had the smart idea of using other people's debt and or credit ratings as the variable leg of swap documentation. These are called credit default swaps. I was actually starting out at a bank during this time and, I gotta tell you, the only thing I can compare people's enthusiasm for this shit to was that moment in your early teens when you discover jerking off. Except, unlike your bathroom bound shame sessions to Mom's Sears catalogue, every single person you know felt that way too; and they're all doing it at once. It was a fiscal circlejerk of epic proportions, and the financial crisis was the inevitable bukkake finish. WSB autism is absolutely no comparison for the enthusiasm people had during this time for lighting each other's money on fire.
Here's how it works. You pick a company. Any company. Maybe even your own! And then you write a swap. In the swap, you define "Credit Event" with respect to that company's debt as the variable leg . And you write in... whatever you want. A ratings downgrade, default under the docs, failure to meet a leverage ratio or FCCR for a certain testing period... whatever. Now, this started out as a hedge position, just like we discussed above. The purest of intentions, of course. But then people realized - if bad shit happens, you make money. And banks... don't like calling in loans or forcing bankruptcies. Can you smell what the moral hazard is cooking?
Enter synthetic CDOs. CDOs are basically pools of asset backed securities that invest in debt (loans or bonds). They've been around for a minute but they got famous in the 2000s because a shitload of them containing subprime mortgage debt went belly up in 2008. This got a lot of publicity because a lot of sad looking rednecks got foreclosed on and were interviewed on CNBC. "OH!", the people cried. "Look at those big bad bankers buying up subprime loans! They caused this!". Wrong answer, America. The debt wasn't the problem. What a lot of people don't realize is that the real meat of the problem was not in regular way CDOs investing in bundles of shit mortgage debts in synthetic CDOs investing in CDS predicated on that debt. They're synthetic because they don't have a stake in the actual underlying debt; just the instruments riding on the coattails. The reason these are so popular (and remain so) is that smart structured attorneys and bankers like your faithful correspondent realized that an even more profitable and efficient way of building high yield products with limited downside was investing in instruments that profit from failure of debt and in instruments that rely on that debt and then hedging that exposure with other CDS instruments in paired trades, and on and on up the chain. The problem with doing this was that everyone wound up exposed to everybody else's books as a result, and when one went tits up, everybody did. Hence, recession, Basel III, etc. Thanks, Obama.
Heavy investment in CDS can also have a warping effect on the price of debt (something else that happened during the pre-financial crisis years and is starting to happen again now). This happens in three different ways. (1) Investors who previously were long on the debt hedge their position by selling CDS protection on the underlying, putting downward pressure on the debt price. (2) Investors who previously shorted the debt switch to buying CDS protection because the relatively illiquid debt (partic. when its a bond) trades at a discount below par compared to the CDS. The resulting reduction in short selling puts upward pressure on the bond price. (3) The delta in price and actual value of the debt tempts some investors to become NBTs (neg basis traders) who long the debt and purchase CDS protection. If traders can't take leverage, nothing happens to the price of the debt. If basis traders can take leverage (which is nearly always the case because they're holding a hedged position), they can push up or depress the debt price, goosing swap premiums etc. Anyway. Enough technical details.
I could keep going. This is a fascinating topic that is very poorly understood and explained, mainly because the people that caused it all still work on the street and use the same tactics today (it's also terribly taught at business schools because none of the teachers were actually around to see how this played out live). But it relates to the topic of today's lesson, so I thought I'd include it here.
Work depending, I'll be back next week with a covenant breakdown. Most upvoted ticker gets the post.
*EDIT 1\* In a total blowout, $PLAY won. So it's D&B time next week. Post will drop Monday at market open.
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13 Ways to Maximise your IVF Success & Minimise your IVF Cost

13 Ways to Maximise your IVF Success & Minimise your IVF Cost

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“Only 30-35% of couples going for IVF get successful in their journey but with the right approach and expertise the success rate can be increased upto two folds”– Dr. Neha Jain The field of IVF has seen tremendous growth in the past few years. India is one of the countries which has witnessed a tremendous development in the field of infertility treatments. According to NARI (National ART Registry of India) and the Indian Council of Medical Research (ICMR), the infertility number has increased significantly. The success rate of the treatment is associated with the age, lifestyle, genetic factors of the conceiving mother and many other factors. According to the CDC (Centre for Disease Control), the success rate varies from 35 to 38 percent.. Lower rates are observed with patients of higher age bracket. One of the factors impacting success is stress. The knowledge and acceptance of infertility take a toll on the couple's mental health. Like any other medical procedure, maintaining the proper health of the couples involved is inevitable to obtain expected results in IVF. It is crucial especially for the mothers conceiving through IVF. The health care should begin as soon as you decide to choose the assisted reproductive technology to get pregnant. Let us discuss measures to increase the chances of a successful IVF treatment and minimize your billing while you are going through the most crucial phase of your life. This blog aims to introduce ways to minimize the treatment costs, reduce stress and maximize the chances of a safe and successful procedure.
So, let’s take a look at How to Increase Your Chances of IVF Success and minimize your IVF cost
Feel free to skip ahead if one topic catches your eye:
  1. Do your homework
  2. Don’t wait until it’s too late
  3. Nutrition and weight balance
  4. Ensure you have adequate levels of vitamin D
  5. Gender specific supplements to add in your routine
  6. Don’t ignore the male. Optimize sperm health
  7. Egg donation program
  8. Travel for IVF
  9. Check your insurance
  10. How Can You Pay for IVF?
  11. Smoking and Alcohol
  12. Relaxation
  13. Acupuncture
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Do your homework-Find the right fertility clinic for you Ask about the certifications of the doctor and the labs you are planning on getting your IVF done at,look for an IVF center that is being run by a team of experts and not by an individual practitioner.Individually run IVF centers lack transparency and well defined standard operating protocols”-Dr. Shilpa Gupta IVF is an expensive treatment that is demanding both financially and emotionally. You cannot compromise with the quality of treatment which majorly depends on the clinic’s facilities and success rate and the doctor who is going to treat you. Make extensive research for selecting the best doctor and clinic for the treatment Ask about the certification of the doctors and accreditation of the labs,look for the best IVF center near you that is being run by a team of expert rather than an individual. Individually run centers lack transparency and well defined functioning work protocols
The center should have a 24X7 available working staff especially a Doctor and an Embryologist, you may come across centers who do not have a full time available staff,The Doctors and Embryologist are available only on call as per requirement which leads to poorly managed operation theater and infrastructure
Ask for the expertise of doctors and ensure that the doctor has high conversion rates in IVF and area expertise in the particular field of IVF.Discuss their experience with the women of your age and similar medical and health conditions
The center should be well equipped with world class advanced technology,The field of IVF is advancing every day which is ensuring better success rate of the procedure The center should have a protocol to treat each case individually,It has been observed that many IVF center combine many IVF cases all together and perform IVF on all of them at once which results into poor results of all cases,Every case is unique and it needs to be treated individually Evaluating the best IVF center near you is the first step towards successful parenthood
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Don’t wait until it’s too late " The best age for women for a successful IVF treatment is between 20 and 35 years – Dr.Neha Jain
Does my age is going to affect the success of IVF? Well! Yes, it does. Your chances of conceiving and giving birth to a child are closely linked with your age in both natural and IVF pregnancies.The ability to conceive begins to decline at approximately 28 years of age. This has a direct impact on the success of IVF treatment. Aging deteriorates the quality and quantity of eggs which reduces the chances of successful treatment. The data from the Society of assisted reproductive technology (SART) suggests that the chances of live birth in women under 35 are around 47 percent while for women between 80 and 40, it is 38 percent. For the above-mentioned reasons, it is advised to consult the best IVF doctor as soon as you decide to conceive through IVF and your doctor clears you for the procedure.
Nutrition and weight balance
Taking proper nutrition and maintaining a healthy body weight is essential not only during the treatment but also during the preparation. You should begin self-care a couple of months before the embryo transfer. Your doctor will guide you about the diet. There are also fertility diet programs that improve the health of your reproductive organs and promote the success of the treatments. A balanced diet and adequate nutrition also help in the supply of good quality blood to the uterus. This provides better nutrition to the embryo and helps in its growth. Your male partner should also take up a specific diet to improve the quality and quantity of the sperms. Also, healthy body weight is a boon to the IVF treatment. While being right weight increases the time of conception, excess weight increases the chances of complications and makes monitoring more difficult.To know more about it, it's recommended to talk to an IVF expert.
Ensure you have adequate levels of vitamin D About forty percent of individuals are deficient in Vitamin D, and there are upcoming data on its relation with infertility and poor IVF outcomes.Most commonly vitamin D is produced when your skin is exposed to sunlight. For that reason, most women who are from colder regions or who stay indoors are mostly vitamin D deficiency. Many studies and theories have linked vitamin D with the success of IVF treatment. A woman with vitamin D deficiency is more likely to face pregnancy-induced hypertension, lower birth weight, and gestational diabetes. Ensure that you take ample sunlight and strive for food like fatty fish (tuna, mackerel, salmon), egg yolk, cheese, and other vitamin D fortified food like orange juice, soy milk, and cereals, etc.
Gender specific supplements to add in your routine
Along with a balanced diet, supplements are also important for the success of IVF treatment. Supplements are a must for both female and male partners. Women need supplements for vitamins A, B, C, and E. Zinc, magnesium, iron, and folic acid provide great help in fertilization and implant processes. These also help in preventing neural tube defects. Women should also take enough fatty acids to keep FSH under control and provide nourishment for eggs. Men should also take antioxidants with these vitamins and supplements. These reduce the chances of sperm damage and ensure normal sperm production, sperm count and motility. Coenzyme Q10 improves blood flow and increases the chances of fertilization.
Don’t ignore the male. Optimize sperm health
"Malefactor influence nearly two-third of infertility cases.” – Dr. Jagatjeet Singh
Many a time people misunderstood the IVF treatment as a procedure that is done with the female partner only. However, the contribution of the male partner is vital. Almost two-thirds of the couples who choose IVF could not normally conceive due to male infertility. Common problems related to sperm production are about the quantity, movement, and shape. These problems arise usually due to excess of alcohol, tobacco or other drugs, high temperature in a hot bath, and excessive workout. Men should also take a healthy and balanced diet rich in vitamins and antioxidants. Your doctors may also prescribe supplements for your male partner. Maintaining a healthy body weight is also important for treatment. You should do moderate exercise regularly. You should undertake the semen analysis before going for the IVF treatment. This would help you and your doctor to identify and understand the cause of male infertility and take the necessary steps to address these issues and obtain a successful outcome of the treatment.You can get an infertility examination to know where you stand on your fertility journey.
Egg donation program
“Egg donation can increase the chances of success of IVF treatment by more than 42 percent.” – Dr. Shilpa Gupta
Egg donation programs are a boon to the parents who want to take up IVF treatment but are constrained by the budget.The process involves taking high quality fertile and healthy eggs from a female done of age between 21 to 29 years, The donors have to go through a well defined and strict screening process to ensure that the practice gives fruitful results.The donor needs to have a healthy lifestyle,good educational background,right weight and height ratios and willing to undergo all medical and background screening processes.It needs to be ensured that the center you are availing the egg donation program follows guidelines provided by ICMR (Indian Council of Medical Research) . Egg received from the young female are fertilized with the sperm of the husband and the resulting embryo is then transferred to the womb of the recipient women
Travel for IVF
“The overall cost of the treatment in India including travel cost is nearly one third of the treatment costs in other countries.” – Dr. Jagatjeet Singh
Should I travel to a different country for IVF treatment? If you are looking for excellent treatment at the minimum possible cost, you should. The cost of IVF treatment is high and is extremely subjective. It depends on your age, fertility history, duration of the marriage and the location. Different countries offer treatment at greatly varying prices. The cost of the treatment in the US is $19,200 whereas it is much lower in other countries. In Malaysia, it is $4,500 and in Thailand, it is $7500. Cost of IVF treatment in India is just ₹51000 which approximately $700,you can get the world-class treatment done. Lesser cost does not always mean poor quality. This variation in cost is based on the cost of living in the country and the burden on the doctors. You also get world-class facilities and internationally trained doctors supporting you 24/7. Clinics also provide support for the visa, travel, and Forex exchange. We provide high-quality treatment with excellent success-rate at the most reasonable pricing.
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Check your insurance
Fertility treatments are not considered medically necessary so insurance companies and they do not usually cover them. But if you have a certain condition like endometriosis, polycystic ovarian disease, etc. that cause infertility, you may be able to get the insurance to pay for the treatment.
If you are still unable to get your insurance to cover it, see if your company offers some kind of employee benefit that allows you to use part of your pre-taxed income for medical uses that insurance provider won’t cover.
How to pay for IVF procedures
Among the top 10 IVF centers in Delhi Baby Joy IVF clinic allows you to pay through various payment options. You can make the payment online which speeds up and simplifies the procedure. We also allow you to pay in installments. Our costing and payment are highly transparent. We provide “World-class Yet Economical” IVF Fertility Treatment in Delhi.
Additional Offers Only for This Week on Cost of IVF in Delhi at Baby Joy
  • Spl. Discounted IVF Packages.
  • Easy EMIs available; Payment can be made in parts.
  • Register nw to avail cheap IVF Price, IVF Cost in Delhi & Start treatment later.
  • Your age, years of marriage & fertility history will help us guide you better on overall IVF Cost, Cost of IVF.
  • No Hidden Charges; No Expensive Tests; Transparent IVF Pricing.
  • Customized Packages available.
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Smoking and Alcohol detox
Both smoking and alcohol reduce the success rate of IVF treatment. Smoking in men can lead to low sperm count and poor sperm quality causing miscarriage. Women can also face miscarriage due to smoking as it ages the eggs and depletes the uterus lining. Taking alcohol more than ten units a week also decreases the chances of successful IVF treatment.
Relaxation
Many studies have proved that stress adversely affects the results of IVF treatment. It messes up with your cycle timing and can reduce sperm count in males. Cortisol and other hormones secreted due to stress interfere with the implantation process. It may also lead to miscarriage. You can opt for activities like light yoga, meditation, spa, etc for relaxation. You should talk to your doctor and your partner about your apprehensions. Consult a professional counselor if needed.
Acupuncture
Acupuncture is a science that treats various health conditions by putting tiny needles precisely in your body. Presently it is one of the most preferred alternative treatments. Acupuncture is highly effective in managing stress. It enhances the blood flow to the reproductive organs and improves their function. Taking acupuncture sessions for three months before the embryo transfer can dramatically increase the chances of successful treatment.
All the couples who are commencing their journey of IVF may initially find it challenging and demanding. Although it is not completely untrue, a little research, precautions, and teaming with an excellent doctor and fertility clinic like the baby joy IVF can make it safe and smooth. Our doctors compassionately discuss the details of infertility and the procedure to be followed. We provide personalized care to all our patients and provide them both medical and psychological support.
Best wishes from Baby Joy If you are commencing their journey of IVF and find it challenging and demanding, you are not alone. Although the fear is not completely unjustified, a little research, precautions, and teaming with an excellent doctor and fertility clinic can make it safe and smooth. Find the best IVF doctor who compassionately discusses the details of infertility and the procedure to be followed. Personalized care and world-class medical and psychological support can ensure your success through the journey of IVF.
We understand, there cannot be a stronger human emotion than the desire ‘to have Your Little One!’ “Baby Joy” is our endeavour to be part of your journey towards parenthood.
It is our VISION to set benchmarks in the field of Fertility management globally, through cutting edge technology, most advanced treatment protocols, & a highly acclaimed team of doctors, embryologists & support staff.
It is our MISSION to achieve high success rates at lowest cost, through highly customised fertility care, internationally accepted protocols & best global practices. We strongly believe in bringing transparency & honesty to Fertility care in India. We carry out egg donation & surrogacy through our sister concern WSC. This makes Baby Joy a comprehensive Fertility Centre providing 360 degree fertility solutions under 1 roof. We are one of the few recognised professionally run healthcare centres in India. Baby Joy offers comprehensive Infertility, Surrogacy and Test Tube Baby Solutions in India
At Baby Joy, we strive to ‘touch your lives’ by helping you ‘create life!’
Hoping to transform your dreams into reality, your desires into accomplishments & your Hope into Joy !
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13 Ways to Maximise your IVF Success & Minimise your IVF Cost

13 Ways to Maximise your IVF Success & Minimise your IVF Cost
“Only 30-35% of couples going for IVF get successful in their journey but with the right approach and expertise the success rate can be increased upto two folds”– Dr. Neha Jain The field of IVF has seen tremendous growth in the past few years. India is one of the countries which has witnessed a tremendous development in the field of infertility treatments. According to NARI (National ART Registry of India) and the Indian Council of Medical Research (ICMR), the infertility number has increased significantly. The success rate of the treatment is associated with the age, lifestyle, genetic factors of the conceiving mother and many other factors. According to the CDC (Centre for Disease Control), the success rate varies from 35 to 38 percent.. Lower rates are observed with patients of higher age bracket. One of the factors impacting success is stress. The knowledge and acceptance of infertility take a toll on the couple's mental health. Like any other medical procedure, maintaining the proper health of the couples involved is inevitable to obtain expected results in IVF. It is crucial especially for the mothers conceiving through IVF. The health care should begin as soon as you decide to choose the assisted reproductive technology to get pregnant. Let us discuss measures to increase the chances of a successful IVF treatment and minimize your billing while you are going through the most crucial phase of your life. This blog aims to introduce ways to minimize the treatment costs, reduce stress and maximize the chances of a safe and successful procedure.
ivf clinic in delhi
So, let’s take a look at How to Increase Your Chances of IVF Success and minimize your IVF cost
Feel free to skip ahead if one topic catches your eye:
  1. Do your homework
  2. Don’t wait until it’s too late
  3. Nutrition and weight balance
  4. Ensure you have adequate levels of vitamin D
  5. Gender specific supplements to add in your routine
  6. Don’t ignore the male. Optimize sperm health
  7. Egg donation program
  8. Travel for IVF
  9. Check your insurance
  10. How Can You Pay for IVF?
  11. Smoking and Alcohol
  12. Relaxation
  13. Acupuncture


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Do your homework-Find the right fertility clinic for you Ask about the certifications of the doctor and the labs you are planning on getting your IVF done at,look for an IVF center that is being run by a team of experts and not by an individual practitioner.Individually run IVF centers lack transparency and well defined standard operating protocols”-Dr. Shilpa Gupta IVF is an expensive treatment that is demanding both financially and emotionally. You cannot compromise with the quality of treatment which majorly depends on the clinic’s facilities and success rate and the doctor who is going to treat you. Make extensive research for selecting the best doctor and clinic for the treatment Ask about the certification of the doctors and accreditation of the labs,look for the best IVF center near you that is being run by a team of expert rather than an individual. Individually run centers lack transparency and well defined functioning work protocols
The center should have a 24X7 available working staff especially a Doctor and an Embryologist, you may come across centers who do not have a full time available staff,The Doctors and Embryologist are available only on call as per requirement which leads to poorly managed operation theater and infrastructure
Ask for the expertise of doctors and ensure that the doctor has high conversion rates in IVF and area expertise in the particular field of IVF.Discuss their experience with the women of your age and similar medical and health conditions
The center should be well equipped with world class advanced technology,The field of IVF is advancing every day which is ensuring better success rate of the procedure The center should have a protocol to treat each case individually,It has been observed that many IVF center combine many IVF cases all together and perform IVF on all of them at once which results into poor results of all cases,Every case is unique and it needs to be treated individually Evaluating the best IVF center near you is the first step towards successful parenthood
Watch - 5 Most important things to consider while selecting an IVF centre
Don’t wait until it’s too late " The best age for women for a successful IVF treatment is between 20 and 35 years – Dr.Neha Jain
Does my age is going to affect the success of IVF? Well! Yes, it does. Your chances of conceiving and giving birth to a child are closely linked with your age in both natural and IVF pregnancies.The ability to conceive begins to decline at approximately 28 years of age. This has a direct impact on the success of IVF treatment. Aging deteriorates the quality and quantity of eggs which reduces the chances of successful treatment. The data from the Society of assisted reproductive technology (SART) suggests that the chances of live birth in women under 35 are around 47 percent while for women between 80 and 40, it is 38 percent. For the above-mentioned reasons, it is advised to consult the best IVF doctor as soon as you decide to conceive through IVF and your doctor clears you for the procedure.
Nutrition and weight balance
Taking proper nutrition and maintaining a healthy body weight is essential not only during the treatment but also during the preparation. You should begin self-care a couple of months before the embryo transfer. Your doctor will guide you about the diet. There are also fertility diet programs that improve the health of your reproductive organs and promote the success of the treatments. A balanced diet and adequate nutrition also help in the supply of good quality blood to the uterus. This provides better nutrition to the embryo and helps in its growth. Your male partner should also take up a specific diet to improve the quality and quantity of the sperms. Also, healthy body weight is a boon to the IVF treatment. While being right weight increases the time of conception, excess weight increases the chances of complications and makes monitoring more difficult.To know more about it, it's recommended to talk to an IVF expert.
Ensure you have adequate levels of vitamin D About forty percent of individuals are deficient in Vitamin D, and there are upcoming data on its relation with infertility and poor IVF outcomes.Most commonly vitamin D is produced when your skin is exposed to sunlight. For that reason, most women who are from colder regions or who stay indoors are mostly vitamin D deficiency. Many studies and theories have linked vitamin D with the success of IVF treatment. A woman with vitamin D deficiency is more likely to face pregnancy-induced hypertension, lower birth weight, and gestational diabetes. Ensure that you take ample sunlight and strive for food like fatty fish (tuna, mackerel, salmon), egg yolk, cheese, and other vitamin D fortified food like orange juice, soy milk, and cereals, etc.
Gender specific supplements to add in your routine
Along with a balanced diet, supplements are also important for the success of IVF treatment. Supplements are a must for both female and male partners. Women need supplements for vitamins A, B, C, and E. Zinc, magnesium, iron, and folic acid provide great help in fertilization and implant processes. These also help in preventing neural tube defects. Women should also take enough fatty acids to keep FSH under control and provide nourishment for eggs. Men should also take antioxidants with these vitamins and supplements. These reduce the chances of sperm damage and ensure normal sperm production, sperm count and motility. Coenzyme Q10 improves blood flow and increases the chances of fertilization.
Don’t ignore the male. Optimize sperm health
"Malefactor influence nearly two-third of infertility cases.” – Dr. Jagatjeet Singh
Many a time people misunderstood the IVF treatment as a procedure that is done with the female partner only. However, the contribution of the male partner is vital. Almost two-thirds of the couples who choose IVF could not normally conceive due to male infertility. Common problems related to sperm production are about the quantity, movement, and shape. These problems arise usually due to excess of alcohol, tobacco or other drugs, high temperature in a hot bath, and excessive workout. Men should also take a healthy and balanced diet rich in vitamins and antioxidants. Your doctors may also prescribe supplements for your male partner. Maintaining a healthy body weight is also important for treatment. You should do moderate exercise regularly. You should undertake the semen analysis before going for the IVF treatment. This would help you and your doctor to identify and understand the cause of male infertility and take the necessary steps to address these issues and obtain a successful outcome of the treatment.You can get an infertility examination to know where you stand on your fertility journey.
Egg donation program
“Egg donation can increase the chances of success of IVF treatment by more than 42 percent.” – Dr. Shilpa Gupta
Egg donation programs are a boon to the parents who want to take up IVF treatment but are constrained by the budget.The process involves taking high quality fertile and healthy eggs from a female done of age between 21 to 29 years, The donors have to go through a well defined and strict screening process to ensure that the practice gives fruitful results.The donor needs to have a healthy lifestyle,good educational background,right weight and height ratios and willing to undergo all medical and background screening processes.It needs to be ensured that the center you are availing the egg donation program follows guidelines provided by ICMR (Indian Council of Medical Research) . Egg received from the young female are fertilized with the sperm of the husband and the resulting embryo is then transferred to the womb of the recipient women
Travel for IVF
“The overall cost of the treatment in India including travel cost is nearly one third of the treatment costs in other countries.” – Dr. Jagatjeet Singh
Should I travel to a different country for IVF treatment? If you are looking for excellent treatment at the minimum possible cost, you should. The cost of IVF treatment is high and is extremely subjective. It depends on your age, fertility history, duration of the marriage and the location. Different countries offer treatment at greatly varying prices. The cost of the treatment in the US is $19,200 whereas it is much lower in other countries. In Malaysia, it is $4,500 and in Thailand, it is $7500. Cost of IVF treatment in India is just ₹51000 which approximately $700,you can get the world-class treatment done. Lesser cost does not always mean poor quality. This variation in cost is based on the cost of living in the country and the burden on the doctors. You also get world-class facilities and internationally trained doctors supporting you 24/7. Clinics also provide support for the visa, travel, and Forex exchange. We provide high-quality treatment with excellent success-rate at the most reasonable pricing.
ivf clinic in india
Check your insurance
Fertility treatments are not considered medically necessary so insurance companies and they do not usually cover them. But if you have a certain condition like endometriosis, polycystic ovarian disease, etc. that cause infertility, you may be able to get the insurance to pay for the treatment.
If you are still unable to get your insurance to cover it, see if your company offers some kind of employee benefit that allows you to use part of your pre-taxed income for medical uses that insurance provider won’t cover.
How to pay for IVF procedures
Among the top 10 IVF centers in Delhi Baby Joy IVF clinic allows you to pay through various payment options. You can make the payment online which speeds up and simplifies the procedure. We also allow you to pay in installments. Our costing and payment are highly transparent. We provide “World-class Yet Economical” IVF Fertility Treatment in Delhi.
Additional Offers Only for This Week on Cost of IVF in Delhi at Baby Joy
  • Spl. Discounted IVF Packages.
  • Easy EMIs available; Payment can be made in parts.
  • Register nw to avail cheap IVF Price, IVF Cost in Delhi & Start treatment later.
  • Your age, years of marriage & fertility history will help us guide you better on overall IVF Cost, Cost of IVF.
  • No Hidden Charges; No Expensive Tests; Transparent IVF Pricing.
  • Customized Packages available.
  • Money Back Guarantee
Watch - How to select an IVF centre
Smoking and Alcohol detox
Both smoking and alcohol reduce the success rate of IVF treatment. Smoking in men can lead to low sperm count and poor sperm quality causing miscarriage. Women can also face miscarriage due to smoking as it ages the eggs and depletes the uterus lining. Taking alcohol more than ten units a week also decreases the chances of successful IVF treatment.
Relaxation
Many studies have proved that stress adversely affects the results of IVF treatment. It messes up with your cycle timing and can reduce sperm count in males. Cortisol and other hormones secreted due to stress interfere with the implantation process. It may also lead to miscarriage. You can opt for activities like light yoga, meditation, spa, etc for relaxation. You should talk to your doctor and your partner about your apprehensions. Consult a professional counselor if needed.
Acupuncture
Acupuncture is a science that treats various health conditions by putting tiny needles precisely in your body. Presently it is one of the most preferred alternative treatments. Acupuncture is highly effective in managing stress. It enhances the blood flow to the reproductive organs and improves their function. Taking acupuncture sessions for three months before the embryo transfer can dramatically increase the chances of successful treatment.
All the couples who are commencing their journey of IVF may initially find it challenging and demanding. Although it is not completely untrue, a little research, precautions, and teaming with an excellent doctor and fertility clinic like the baby joy IVF can make it safe and smooth. Our doctors compassionately discuss the details of infertility and the procedure to be followed. We provide personalized care to all our patients and provide them both medical and psychological support.
Best wishes from Baby Joy If you are commencing their journey of IVF and find it challenging and demanding, you are not alone. Although the fear is not completely unjustified, a little research, precautions, and teaming with an excellent doctor and fertility clinic can make it safe and smooth. Find the best IVF doctor who compassionately discusses the details of infertility and the procedure to be followed. Personalized care and world-class medical and psychological support can ensure your success through the journey of IVF.
We understand, there cannot be a stronger human emotion than the desire ‘to have Your Little One!’ “Baby Joy” is our endeavour to be part of your journey towards parenthood.
It is our VISION to set benchmarks in the field of Fertility management globally, through cutting edge technology, most advanced treatment protocols, & a highly acclaimed team of doctors, embryologists & support staff.
It is our MISSION to achieve high success rates at lowest cost, through highly customised fertility care, internationally accepted protocols & best global practices. We strongly believe in bringing transparency & honesty to Fertility care in India. We carry out egg donation & surrogacy through our sister concern WSC. This makes Baby Joy a comprehensive Fertility Centre providing 360 degree fertility solutions under 1 roof. We are one of the few recognised professionally run healthcare centres in India. Baby Joy offers comprehensive Infertility, Surrogacy and Test Tube Baby Solutions in India
At Baby Joy, we strive to ‘touch your lives’ by helping you ‘create life!’
Hoping to transform your dreams into reality, your desires into accomplishments & your Hope into Joy !
Source URL:- https://www.babyjoyivf.com/13-ways-to-maximise-your-ivf-success-minimise-your-ivf-cost/
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